Cornish Mutual Assurance Company Limited Reviews give the general public an overview of the quality of the services the company provides from the standpoint of their members. They do business under the name Cornish Mutual, the company was founded in 1903 by a group of Cornish Farmers and is based in CMA House Newham Road, Newham Truro, United Kingdom. Cornish Mutual is the only general insurance company based in the South West of Great Britain and they offer a friendly service oriented approach to insurance. In 2012 Cornish Mutual gained ‘Chartered Insurer’ status, making them the first mutual insurance company in the United Kingdom and the first insurer in the South West to achieve this level of recognition from the Chartered Insurance Institute (CII).
The mutual is owned specifically by their members not shareholders and as a result, any profits are reinvested in the business for the benefit of all their members, rather than being paid out as dividends. They provide custom-made insurance for farms, homes, and landlords, also including other types of business insurance in Cornwall, Devon, Somerset, and Dorset. The company offers home insurance, specialist home insurance, and private motor vehicle insurance; farm, agricultural motor fleet and motor vehicle, renewable energy, personal accident, private motor vehicle, and vintage tractor insurance products; and commercial vehicle, landlord, legal expenses, and motor trade insurance solutions. The company’s motor trade insurance is provided by Cornish Mutual subsidiary company, Cornish Mutual Insurance Services Limited (CMIS). The company is an appointed representative of South Essex Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority. Cornish Mutual serves their members by means of a network of representatives. They have a Member Services Team available over the telephone including also a number of local insurance inspectors who have in depth knowledge of their area and they do not work on commission therefore they can visit members and give unbiased insurance advice.
In 2013, Cornish Mutual celebrated more than a century of being at the forefront of insurance in the South West, protecting what matters to people. Though the company has a long track record of providing insurance for more than a century, they prefer to remain close to their roots, therefore they are still driven by the same principles that inspired the Cornish farmers who dreamt of a better way in 1903. Therefore, they continually strive to do things better. Cornish Mutual believe in fairness, honesty and transparency which means every one of their members know exactly where they stand with the company’s insurance.
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